RBL Bank
MANDI GOBINDGARH BRANCH
+910221800123804
Understanding IFSC Code: The Digital DNA of RBL Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MANDI GOBINDGARH
branch of RBL Bank, the code RATN0000264 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the RATN0000264 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"RATN" represents RBL Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MANDI GOBINDGARH
Payment Systems Supported by RATN0000264
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—147176102—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The RBL Bank in MANDI GOBINDGARH typically follows the RBI holiday calendar. Digital transfers via RATN0000264 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While RATN0000264 is the valid code for MANDI GOBINDGARH at MANDI GOBINDGARH, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • MANDI GOBINDGARH Contact
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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