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Bangiya Gramin Vikash Bank

Bangiya Gramin Vikash Bank IMPS BRANCH

IFSC CODE
PUNB0RRBBGB
MICR Code
Branch Code RRBBGB
City / District BAHARAMPUR
State MAHARASHTRA
Office Address HEAD OFFICE BMC HOUSE,NH 34,CHUANPUR,P.O.BERHAMPUR,DIST.MURSHIDABAD 742101.WEST BENGAL
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Bangiya Gramin Vikash Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the Bangiya Gramin Vikash Bank IMPS branch of Bangiya Gramin Vikash Bank, the code PUNB0RRBBGB ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0RRBBGB Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Bangiya Gramin Vikash Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for Bangiya Gramin Vikash Bank IMPS

Payment Systems Supported by PUNB0RRBBGB

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Bangiya Gramin Vikash Bank in BAHARAMPUR typically follows the RBI holiday calendar. Digital transfers via PUNB0RRBBGB for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0RRBBGB is the valid code for Bangiya Gramin Vikash Bank IMPS at BAHARAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • Bangiya Gramin Vikash Bank IMPS Contact
  • • Address of Bangiya Gramin Vikash Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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