Dakshin Bihar Gramin Bank
Dakshin Bihar Gramin Bank IMPS BRANCH
+916122385421
Understanding IFSC Code: The Digital DNA of Dakshin Bihar Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Dakshin Bihar Gramin Bank IMPS
branch of Dakshin Bihar Gramin Bank, the code PUNB0MBGB06 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0MBGB06 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Dakshin Bihar Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Dakshin Bihar Gramin Bank IMPS
Payment Systems Supported by PUNB0MBGB06
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Dakshin Bihar Gramin Bank in PATNA typically follows the RBI holiday calendar. Digital transfers via PUNB0MBGB06 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0MBGB06 is the valid code for Dakshin Bihar Gramin Bank IMPS at PATNA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Dakshin Bihar Gramin Bank Branch List
- • PATNA IFSC Codes
- • Swift Code for Dakshin Bihar Gramin Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • Dakshin Bihar Gramin Bank IMPS Contact
- • Address of Dakshin Bihar Gramin Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Dakshin Bihar Gramin Bank PUNB0MBGB06 code, find Dakshin Bihar Gramin Bank IMPS branch details, Dakshin Bihar Gramin Bank PATNA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Dakshin Bihar Gramin Bank PATNA, online neft rtgs imps guide india, how to find ifsc code of Dakshin Bihar Gramin Bank.