Sarva Haryana Gramin Bank
Sarva Haryana Gramin Bank IMPS BRANCH
Understanding IFSC Code: The Digital DNA of Sarva Haryana Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Sarva Haryana Gramin Bank IMPS
branch of Sarva Haryana Gramin Bank, the code PUNB0HGB001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0HGB001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Sarva Haryana Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Sarva Haryana Gramin Bank IMPS
Payment Systems Supported by PUNB0HGB001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Sarva Haryana Gramin Bank in ROHTAK typically follows the RBI holiday calendar. Digital transfers via PUNB0HGB001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0HGB001 is the valid code for Sarva Haryana Gramin Bank IMPS at ROHTAK, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Branch Context
- • Sarva Haryana Gramin Bank IMPS Contact
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Platform Links
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