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Punjab National Bank

PRAKHAND PARISAR SUPAUL BRANCH

+911123718172

IFSC CODE
PUNB0967100
MICR Code
Branch Code 967100
City / District PRAKHAND PARISAR SUPAUL
State BIHAR
Office Address BDO OFFICE DISTT COLLECTORATE BH PURNE 852131
Phone +911123718172
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Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PRAKHAND PARISAR SUPAUL branch of Punjab National Bank, the code PUNB0967100 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0967100 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PRAKHAND PARISAR SUPAUL

Payment Systems Supported by PUNB0967100

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in PRAKHAND PARISAR SUPAUL typically follows the RBI holiday calendar. Digital transfers via PUNB0967100 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0967100 is the valid code for PRAKHAND PARISAR SUPAUL at PRAKHAND PARISAR SUPAUL, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • PRAKHAND PARISAR SUPAUL Contact
  • • Address of Punjab National Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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