Punjab National Bank
PNB SALEMPUR MAHDOOD BRANCH
+919456410201
Understanding IFSC Code: The Digital DNA of Punjab National Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PNB SALEMPUR MAHDOOD
branch of Punjab National Bank, the code PUNB0957000 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0957000 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Punjab National Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PNB SALEMPUR MAHDOOD
Payment Systems Supported by PUNB0957000
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab National Bank in SALEMPUR typically follows the RBI holiday calendar. Digital transfers via PUNB0957000 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0957000 is the valid code for PNB SALEMPUR MAHDOOD at SALEMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Punjab National Bank Branch List
- • SALEMPUR IFSC Codes
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- • Bank Holiday in UTTARAKHAND
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
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Branch Context
- • PNB SALEMPUR MAHDOOD Contact
- • Address of Punjab National Bank
- • MICR Code Finder
- • UTTARAKHAND Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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