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Punjab National Bank

JAMHOUR AURANGABAD BRANCH

+919999999999

IFSC CODE
PUNB0727500
MICR Code
Branch Code 727500
City / District JAMHORE
State BIHAR
Office Address VILL-JAMHOUR,DISTT.AURANGABAD BIHAR BH AURAN 824121
Phone +919999999999
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Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the JAMHOUR AURANGABAD branch of Punjab National Bank, the code PUNB0727500 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0727500 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for JAMHOUR AURANGABAD

Payment Systems Supported by PUNB0727500

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in JAMHORE typically follows the RBI holiday calendar. Digital transfers via PUNB0727500 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0727500 is the valid code for JAMHOUR AURANGABAD at JAMHORE, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • JAMHOUR AURANGABAD Contact
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  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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