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Punjab National Bank

ANPARA ,DIST SONBHADRA BRANCH

IFSC CODE
PUNB0689500
MICR Code 231024202
Branch Code 689500
City / District ANPARA DIST SONBHADRA
State UTTAR PRADESH
Office Address PUNJAB NATIONAL BANK
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ANPARA ,DIST SONBHADRA branch of Punjab National Bank, the code PUNB0689500 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0689500 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ANPARA ,DIST SONBHADRA

Payment Systems Supported by PUNB0689500

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—231024202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in ANPARA DIST SONBHADRA typically follows the RBI holiday calendar. Digital transfers via PUNB0689500 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0689500 is the valid code for ANPARA ,DIST SONBHADRA at ANPARA DIST SONBHADRA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • ANPARA ,DIST SONBHADRA Contact
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Platform Links

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