Punjab National Bank
JABALPUR VIJAYNAGAR BRANCH
+917612640322
Understanding IFSC Code: The Digital DNA of Punjab National Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the JABALPUR VIJAYNAGAR
branch of Punjab National Bank, the code PUNB0622200 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0622200 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Punjab National Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for JABALPUR VIJAYNAGAR
Payment Systems Supported by PUNB0622200
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—482024012—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab National Bank in JABALPUR typically follows the RBI holiday calendar. Digital transfers via PUNB0622200 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0622200 is the valid code for JABALPUR VIJAYNAGAR at JABALPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Punjab National Bank Branch List
- • JABALPUR IFSC Codes
- • Swift Code for Punjab National Bank
- • Bank Holiday in MADHYA PRADESH
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • JABALPUR VIJAYNAGAR Contact
- • Address of Punjab National Bank
- • MICR Code Finder
- • MADHYA PRADESH Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Punjab National Bank PUNB0622200 code, find JABALPUR VIJAYNAGAR branch details, Punjab National Bank JABALPUR contact number, MADHYA PRADESH bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Punjab National Bank JABALPUR, online neft rtgs imps guide india, how to find ifsc code of Punjab National Bank.