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Punjab National Bank

TANUKU ,DISTT-W.GODAVARIAP BRANCH

IFSC CODE
PUNB0481800
MICR Code 534024202
Branch Code 481800
City / District TANUKU ,DISTT-WEST GODAVARI
State ANDHRA PRADESH
Office Address TANUKU SAJJAPURAM (DISTT-W.GODAVARI)
Phone Not Available
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Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the TANUKU ,DISTT-W.GODAVARIAP branch of Punjab National Bank, the code PUNB0481800 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0481800 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for TANUKU ,DISTT-W.GODAVARIAP

Payment Systems Supported by PUNB0481800

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—534024202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in TANUKU ,DISTT-WEST GODAVARI typically follows the RBI holiday calendar. Digital transfers via PUNB0481800 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0481800 is the valid code for TANUKU ,DISTT-W.GODAVARIAP at TANUKU ,DISTT-WEST GODAVARI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Punjab National Bank Branch List
  • • TANUKU ,DISTT-WEST GODAVARI IFSC Codes
  • • Swift Code for Punjab National Bank
  • • Bank Holiday in ANDHRA PRADESH

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • TANUKU ,DISTT-W.GODAVARIAP Contact
  • • Address of Punjab National Bank
  • • MICR Code Finder
  • • ANDHRA PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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