Punjab National Bank
MATHADA KALAN, DISTT. JALANDHA BRANCH
Related Branches
Understanding IFSC Code: The Digital DNA of Punjab National Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the MATHADA KALAN, DISTT. JALANDHA
branch of Punjab National Bank, the code PUNB0250500 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0250500 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Punjab National Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for MATHADA KALAN, DISTT. JALANDHA
Payment Systems Supported by PUNB0250500
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—144024453—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab National Bank in MATHADA KALAN ,PUNJAB typically follows the RBI holiday calendar. Digital transfers via PUNB0250500 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0250500 is the valid code for MATHADA KALAN, DISTT. JALANDHA at MATHADA KALAN ,PUNJAB, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Punjab National Bank Branch List
- • MATHADA KALAN ,PUNJAB IFSC Codes
- • Swift Code for Punjab National Bank
- • Bank Holiday in PUNJAB
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • MATHADA KALAN, DISTT. JALANDHA Contact
- • Address of Punjab National Bank
- • MICR Code Finder
- • PUNJAB Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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