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Punjab National Bank

MANDHA DISTT JAIPUR BRANCH

+919887757757

IFSC CODE
PUNB0223510
MICR Code
Branch Code 223510
City / District KOTPUTLI DIST JAIPUR RJ
State RAJASTHAN
Office Address MANDHAPANCHAYAT PAWTA TEH KOTPUTLI 303110
Phone +919887757757
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MANDHA DISTT JAIPUR branch of Punjab National Bank, the code PUNB0223510 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0223510 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MANDHA DISTT JAIPUR

Payment Systems Supported by PUNB0223510

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in KOTPUTLI DIST JAIPUR RJ typically follows the RBI holiday calendar. Digital transfers via PUNB0223510 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0223510 is the valid code for MANDHA DISTT JAIPUR at KOTPUTLI DIST JAIPUR RJ, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • MANDHA DISTT JAIPUR Contact
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  • • RAJASTHAN Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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