Punjab National Bank
CHANDANPUR DISTT-KENDRAPARA BRANCH
Related Branches
Understanding IFSC Code: The Digital DNA of Punjab National Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CHANDANPUR DISTT-KENDRAPARA
branch of Punjab National Bank, the code PUNB0215710 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0215710 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Punjab National Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CHANDANPUR DISTT-KENDRAPARA
Payment Systems Supported by PUNB0215710
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab National Bank in KENDRAPARA ODISHA typically follows the RBI holiday calendar. Digital transfers via PUNB0215710 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0215710 is the valid code for CHANDANPUR DISTT-KENDRAPARA at KENDRAPARA ODISHA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Punjab National Bank Branch List
- • KENDRAPARA ODISHA IFSC Codes
- • Swift Code for Punjab National Bank
- • Bank Holiday in ODISHA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • CHANDANPUR DISTT-KENDRAPARA Contact
- • Address of Punjab National Bank
- • MICR Code Finder
- • ODISHA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Punjab National Bank PUNB0215710 code, find CHANDANPUR DISTT-KENDRAPARA branch details, Punjab National Bank KENDRAPARA ODISHA contact number, ODISHA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Punjab National Bank KENDRAPARA ODISHA, online neft rtgs imps guide india, how to find ifsc code of Punjab National Bank.