Home / Punjab National Bank / MORSAND CHOWK, DISTT. SAMASTIP
Pu

Punjab National Bank

MORSAND CHOWK, DISTT. SAMASTIP BRANCH

IFSC CODE
PUNB0169300
MICR Code 848024501
Branch Code 169300
City / District MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR
State BIHAR
Office Address BO MORSAND CHOWK, PO BIRAULI RI
Phone Not Available
📍 View Branch on Google Maps

Related Branches


Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MORSAND CHOWK, DISTT. SAMASTIP branch of Punjab National Bank, the code PUNB0169300 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0169300 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MORSAND CHOWK, DISTT. SAMASTIP

Payment Systems Supported by PUNB0169300

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—848024501—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR typically follows the RBI holiday calendar. Digital transfers via PUNB0169300 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0169300 is the valid code for MORSAND CHOWK, DISTT. SAMASTIP at MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • Punjab National Bank Branch List
  • • MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR IFSC Codes
  • • Swift Code for Punjab National Bank
  • • Bank Holiday in BIHAR

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • MORSAND CHOWK, DISTT. SAMASTIP Contact
  • • Address of Punjab National Bank
  • • MICR Code Finder
  • • BIHAR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: Punjab National Bank PUNB0169300 code, find MORSAND CHOWK, DISTT. SAMASTIP branch details, Punjab National Bank MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR contact number, BIHAR bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Punjab National Bank MORSAND CHOWK ,DISTT. SAMASTIPUR, BIHAR, online neft rtgs imps guide india, how to find ifsc code of Punjab National Bank.