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Punjab National Bank

NIPHAD DISTT-NASIK BRANCH

+912550241139

IFSC CODE
PUNB0166910
MICR Code
Branch Code 166910
City / District NIPHAD DISTT NASIK
State MAHARASHTRA
Office Address UGAV ROAD, NIPHAD DISTT-NASIK 422306
Phone +912550241139
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Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NIPHAD DISTT-NASIK branch of Punjab National Bank, the code PUNB0166910 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0166910 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NIPHAD DISTT-NASIK

Payment Systems Supported by PUNB0166910

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in NIPHAD DISTT NASIK typically follows the RBI holiday calendar. Digital transfers via PUNB0166910 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0166910 is the valid code for NIPHAD DISTT-NASIK at NIPHAD DISTT NASIK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • NIPHAD DISTT-NASIK Contact
  • • Address of Punjab National Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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