Punjab National Bank
BARODA MEO, DISTT. ALWAR ,RAJA BRANCH
Related Branches
Understanding IFSC Code: The Digital DNA of Punjab National Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BARODA MEO, DISTT. ALWAR ,RAJA
branch of Punjab National Bank, the code PUNB0124200 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PUNB0124200 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PUNB" represents Punjab National Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BARODA MEO, DISTT. ALWAR ,RAJA
Payment Systems Supported by PUNB0124200
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—322024513—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab National Bank in BARODA MEO ,DISTT-ALWAR typically follows the RBI holiday calendar. Digital transfers via PUNB0124200 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PUNB0124200 is the valid code for BARODA MEO, DISTT. ALWAR ,RAJA at BARODA MEO ,DISTT-ALWAR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Punjab National Bank Branch List
- • BARODA MEO ,DISTT-ALWAR IFSC Codes
- • Swift Code for Punjab National Bank
- • Bank Holiday in RAJASTHAN
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • BARODA MEO, DISTT. ALWAR ,RAJA Contact
- • Address of Punjab National Bank
- • MICR Code Finder
- • RAJASTHAN Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Punjab National Bank PUNB0124200 code, find BARODA MEO, DISTT. ALWAR ,RAJA branch details, Punjab National Bank BARODA MEO ,DISTT-ALWAR contact number, RAJASTHAN bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Punjab National Bank BARODA MEO ,DISTT-ALWAR, online neft rtgs imps guide india, how to find ifsc code of Punjab National Bank.