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Punjab National Bank

YAMUNA NAGAR-GOBINDPURI BRANCH

+911732220233

IFSC CODE
PUNB0027110
MICR Code 135024035
Branch Code 027110
City / District YAMUNA NAGAR
State HARYANA
Office Address GOBINDPURI OPP.MADHU HOTEL 135001
Phone +911732220233
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the YAMUNA NAGAR-GOBINDPURI branch of Punjab National Bank, the code PUNB0027110 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0027110 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for YAMUNA NAGAR-GOBINDPURI

Payment Systems Supported by PUNB0027110

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—135024035—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in YAMUNA NAGAR typically follows the RBI holiday calendar. Digital transfers via PUNB0027110 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0027110 is the valid code for YAMUNA NAGAR-GOBINDPURI at YAMUNA NAGAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • YAMUNA NAGAR-GOBINDPURI Contact
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  • • HARYANA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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