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Punjab National Bank

BEAWAR, DISTT. AJMER ,RAJASTHA BRANCH

IFSC CODE
PUNB0004700
MICR Code 305024025
Branch Code 004700
City / District BEAWAR
State RAJASTHAN
Office Address AGARSEN MARKET ,INSIDE AJMERI GATE
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Punjab National Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BEAWAR, DISTT. AJMER ,RAJASTHA branch of Punjab National Bank, the code PUNB0004700 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUNB0004700 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUNB" represents Punjab National Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BEAWAR, DISTT. AJMER ,RAJASTHA

Payment Systems Supported by PUNB0004700

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—305024025—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab National Bank in BEAWAR typically follows the RBI holiday calendar. Digital transfers via PUNB0004700 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUNB0004700 is the valid code for BEAWAR, DISTT. AJMER ,RAJASTHA at BEAWAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BEAWAR, DISTT. AJMER ,RAJASTHA Contact
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  • • RAJASTHAN Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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