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Pandharpur Urban Co-operative Bank

SAKHAR PETH, SOALPUR BRANCH

+912172744232

IFSC CODE
PUCB0000006
MICR Code 413588003
Branch Code 000006
City / District SOLAPUR
State MAHARASHTRA
Office Address 492,SAKHAR PETH,SOLAPUR,413005
Phone +912172744232
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Pandharpur Urban Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SAKHAR PETH, SOALPUR branch of Pandharpur Urban Co-operative Bank, the code PUCB0000006 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PUCB0000006 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PUCB" represents Pandharpur Urban Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SAKHAR PETH, SOALPUR

Payment Systems Supported by PUCB0000006

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—413588003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Pandharpur Urban Co-operative Bank in SOLAPUR typically follows the RBI holiday calendar. Digital transfers via PUCB0000006 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PUCB0000006 is the valid code for SAKHAR PETH, SOALPUR at SOLAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
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Platform Links

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