Punjab & Sind Bank
DUNLOP BRIDGE KOLKATA BRANCH
+913325771584
Understanding IFSC Code: The Digital DNA of Punjab & Sind Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the DUNLOP BRIDGE KOLKATA
branch of Punjab & Sind Bank, the code PSIB0000761 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PSIB0000761 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PSIB" represents Punjab & Sind Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for DUNLOP BRIDGE KOLKATA
Payment Systems Supported by PSIB0000761
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—700023013—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Punjab & Sind Bank in KOLKATA typically follows the RBI holiday calendar. Digital transfers via PSIB0000761 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PSIB0000761 is the valid code for DUNLOP BRIDGE KOLKATA at KOLKATA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • DUNLOP BRIDGE KOLKATA Contact
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- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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