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Punjab & Sind Bank

BARI BRAHMANA ,NOWHATTA BRANCH

+911923220071

IFSC CODE
PSIB0000661
MICR Code 180023007
Branch Code 000661
City / District BARI BRAHAMANA
State JAMMU AND KASHMIR
Office Address BARI BRAHMANA, DISTT. JAMMU, JAMMU & KASHMIR - 193101
Phone +911923220071
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Punjab & Sind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BARI BRAHMANA ,NOWHATTA branch of Punjab & Sind Bank, the code PSIB0000661 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PSIB0000661 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PSIB" represents Punjab & Sind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BARI BRAHMANA ,NOWHATTA

Payment Systems Supported by PSIB0000661

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—180023007—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab & Sind Bank in BARI BRAHAMANA typically follows the RBI holiday calendar. Digital transfers via PSIB0000661 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PSIB0000661 is the valid code for BARI BRAHMANA ,NOWHATTA at BARI BRAHAMANA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BARI BRAHMANA ,NOWHATTA Contact
  • • Address of Punjab & Sind Bank
  • • MICR Code Finder
  • • JAMMU AND KASHMIR Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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