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Punjab & Sind Bank

BEHRAMPUR BET BRANCH

+911881268621

IFSC CODE
PSIB0000290
MICR Code 140023005
Branch Code 000290
City / District BEHRAMPUR BET
State PUNJAB
Office Address BEHRAMPUR BET, DISTT. RUPNAGAR(RUPAR), PUNJAB - 140111
Phone +911881268621
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Understanding IFSC Code: The Digital DNA of Punjab & Sind Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BEHRAMPUR BET branch of Punjab & Sind Bank, the code PSIB0000290 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PSIB0000290 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PSIB" represents Punjab & Sind Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BEHRAMPUR BET

Payment Systems Supported by PSIB0000290

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—140023005—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Punjab & Sind Bank in BEHRAMPUR BET typically follows the RBI holiday calendar. Digital transfers via PSIB0000290 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PSIB0000290 is the valid code for BEHRAMPUR BET at BEHRAMPUR BET, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BEHRAMPUR BET Contact
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  • • PUNJAB Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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