Prime Co-operative Bank
BILIMORA BRANCH BRANCH
+912634289925
Understanding IFSC Code: The Digital DNA of Prime Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BILIMORA BRANCH
branch of Prime Co-operative Bank, the code PMEC0101313 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PMEC0101313 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PMEC" represents Prime Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BILIMORA BRANCH
Payment Systems Supported by PMEC0101313
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—396250091—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Prime Co-operative Bank in BILIMORA typically follows the RBI holiday calendar. Digital transfers via PMEC0101313 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PMEC0101313 is the valid code for BILIMORA BRANCH at BILIMORA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
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Branch Context
- • BILIMORA BRANCH Contact
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Platform Links
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- • IFSC Finder v2.0
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