Prime Co-operative Bank
CITY LIGHT BRANCH BRANCH
+912612254106
Understanding IFSC Code: The Digital DNA of Prime Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the CITY LIGHT BRANCH
branch of Prime Co-operative Bank, the code PMEC0101212 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PMEC0101212 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PMEC" represents Prime Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for CITY LIGHT BRANCH
Payment Systems Supported by PMEC0101212
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—395250008—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Prime Co-operative Bank in SURAT typically follows the RBI holiday calendar. Digital transfers via PMEC0101212 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PMEC0101212 is the valid code for CITY LIGHT BRANCH at SURAT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Prime Co-operative Bank Branch List
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Financial Tools
- • GST Calculator Online
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Branch Context
- • CITY LIGHT BRANCH Contact
- • Address of Prime Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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