Karnataka Gramin Bank
SHRINAGAR HUBLI BRANCH
+919480699144
Related Branches
Understanding IFSC Code: The Digital DNA of Karnataka Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SHRINAGAR HUBLI
branch of Karnataka Gramin Bank, the code PKGB0013400 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PKGB0013400 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PKGB" represents Karnataka Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SHRINAGAR HUBLI
Payment Systems Supported by PKGB0013400
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—580697035—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Gramin Bank in SHRINAGAR HUBLI typically follows the RBI holiday calendar. Digital transfers via PKGB0013400 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PKGB0013400 is the valid code for SHRINAGAR HUBLI at SHRINAGAR HUBLI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • SHRINAGAR HUBLI Contact
- • Address of Karnataka Gramin Bank
- • MICR Code Finder
- • KARNATAKA Banking Circle
Platform Links
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- • IFSC Finder v2.0
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