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Karnataka Gramin Bank

HIRE HONNIHALLI BRANCH

+919480699117

IFSC CODE
PKGB0013092
MICR Code 581697050
Branch Code 013092
City / District HIRE HONNAHALLI
State KARNATAKA
Office Address KALGHATGI TQ,DHARWAD DIST
Phone +919480699117
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Understanding IFSC Code: The Digital DNA of Karnataka Gramin Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HIRE HONNIHALLI branch of Karnataka Gramin Bank, the code PKGB0013092 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PKGB0013092 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PKGB" represents Karnataka Gramin Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HIRE HONNIHALLI

Payment Systems Supported by PKGB0013092

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—581697050—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Gramin Bank in HIRE HONNAHALLI typically follows the RBI holiday calendar. Digital transfers via PKGB0013092 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PKGB0013092 is the valid code for HIRE HONNIHALLI at HIRE HONNAHALLI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

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Branch Context

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