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Karnataka Gramin Bank

HATTIMATTUR BRANCH

+919480699208

IFSC CODE
PKGB0013047
MICR Code 581697034
Branch Code 013047
City / District HATTIMATTUR
State KARNATAKA
Office Address SAVANUR TQ,HAVERI DIST
Phone +919480699208
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Understanding IFSC Code: The Digital DNA of Karnataka Gramin Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the HATTIMATTUR branch of Karnataka Gramin Bank, the code PKGB0013047 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PKGB0013047 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PKGB" represents Karnataka Gramin Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for HATTIMATTUR

Payment Systems Supported by PKGB0013047

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—581697034—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Gramin Bank in HATTIMATTUR typically follows the RBI holiday calendar. Digital transfers via PKGB0013047 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PKGB0013047 is the valid code for HATTIMATTUR at HATTIMATTUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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Platform Links

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