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Karnataka Gramin Bank

DODDAPETE CHITRADURGA BRANCH

+918191224445

IFSC CODE
PKGB0010978
MICR Code
Branch Code 010978
City / District CHITRADURGA
State KARNATAKA
Office Address K T NO 55 1532 947,DODDAPETE CHITRADURGA,577501
Phone +918191224445
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Karnataka Gramin Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DODDAPETE CHITRADURGA branch of Karnataka Gramin Bank, the code PKGB0010978 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the PKGB0010978 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"PKGB" represents Karnataka Gramin Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DODDAPETE CHITRADURGA

Payment Systems Supported by PKGB0010978

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code——is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Karnataka Gramin Bank in CHITRADURGA typically follows the RBI holiday calendar. Digital transfers via PKGB0010978 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While PKGB0010978 is the valid code for DODDAPETE CHITRADURGA at CHITRADURGA, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • DODDAPETE CHITRADURGA Contact
  • • Address of Karnataka Gramin Bank
  • • MICR Code Finder
  • • KARNATAKA Banking Circle

Platform Links

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  • • SEO Performance Hub
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  • • IFSC Finder v2.0

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