Karnataka Gramin Bank
KOPPAL REGIONAL OFFICE BRANCH
+918539221318
Understanding IFSC Code: The Digital DNA of Karnataka Gramin Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KOPPAL REGIONAL OFFICE
branch of Karnataka Gramin Bank, the code PKGB0010513 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PKGB0010513 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PKGB" represents Karnataka Gramin Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KOPPAL REGIONAL OFFICE
Payment Systems Supported by PKGB0010513
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Karnataka Gramin Bank in KOPPAL typically follows the RBI holiday calendar. Digital transfers via PKGB0010513 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PKGB0010513 is the valid code for KOPPAL REGIONAL OFFICE at KOPPAL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
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Financial Tools
- • GST Calculator Online
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Branch Context
- • KOPPAL REGIONAL OFFICE Contact
- • Address of Karnataka Gramin Bank
- • MICR Code Finder
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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