Gopinath Patil Parsik Janata Sahakari Bank
PADAGHA BRANCH BRANCH
+912522268203
Related Branches
Understanding IFSC Code: The Digital DNA of Gopinath Patil Parsik Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the PADAGHA BRANCH
branch of Gopinath Patil Parsik Janata Sahakari Bank, the code PJSB0000052 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PJSB0000052 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PJSB" represents Gopinath Patil Parsik Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for PADAGHA BRANCH
Payment Systems Supported by PJSB0000052
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400312024—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gopinath Patil Parsik Janata Sahakari Bank in PADAGHA typically follows the RBI holiday calendar. Digital transfers via PJSB0000052 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PJSB0000052 is the valid code for PADAGHA BRANCH at PADAGHA, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • PADAGHA BRANCH Contact
- • Address of Gopinath Patil Parsik Janata Sahakari Bank
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Platform Links
- • Anand Design DevBox
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- • IFSC Finder v2.0
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