Gopinath Patil Parsik Janata Sahakari Bank
SABA DIVA BRANCH
+912225318823
Related Branches
Understanding IFSC Code: The Digital DNA of Gopinath Patil Parsik Janata Sahakari Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SABA DIVA
branch of Gopinath Patil Parsik Janata Sahakari Bank, the code PJSB0000040 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the PJSB0000040 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"PJSB" represents Gopinath Patil Parsik Janata Sahakari Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SABA DIVA
Payment Systems Supported by PJSB0000040
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—400312040—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Gopinath Patil Parsik Janata Sahakari Bank in DIVA typically follows the RBI holiday calendar. Digital transfers via PJSB0000040 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While PJSB0000040 is the valid code for SABA DIVA at DIVA, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Gopinath Patil Parsik Janata Sahakari Bank Branch List
- • DIVA IFSC Codes
- • Swift Code for Gopinath Patil Parsik Janata Sahakari Bank
- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • SABA DIVA Contact
- • Address of Gopinath Patil Parsik Janata Sahakari Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Gopinath Patil Parsik Janata Sahakari Bank PJSB0000040 code, find SABA DIVA branch details, Gopinath Patil Parsik Janata Sahakari Bank DIVA contact number, MAHARASHTRA bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Gopinath Patil Parsik Janata Sahakari Bank DIVA, online neft rtgs imps guide india, how to find ifsc code of Gopinath Patil Parsik Janata Sahakari Bank.