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Odisha State Co-operative Bank

LINK ROAD BRANCH

+916712315057

IFSC CODE
ORCB0001011
MICR Code 753218003
Branch Code 001011
City / District CUTTACK
State ODISHA
Office Address LTN-1027,UNIT-33,LINKRAD,CUTTACK-753012
Phone +916712315057
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Odisha State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the LINK ROAD branch of Odisha State Co-operative Bank, the code ORCB0001011 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the ORCB0001011 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"ORCB" represents Odisha State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for LINK ROAD

Payment Systems Supported by ORCB0001011

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—753218003—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Odisha State Co-operative Bank in CUTTACK typically follows the RBI holiday calendar. Digital transfers via ORCB0001011 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While ORCB0001011 is the valid code for LINK ROAD at CUTTACK, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • LINK ROAD Contact
  • • Address of Odisha State Co-operative Bank
  • • MICR Code Finder
  • • ODISHA Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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