Odisha State Co-operative Bank
BERHAMPORE BRANCH
+916802220119
Understanding IFSC Code: The Digital DNA of Odisha State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the BERHAMPORE
branch of Odisha State Co-operative Bank, the code ORCB0001007 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the ORCB0001007 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"ORCB" represents Odisha State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for BERHAMPORE
Payment Systems Supported by ORCB0001007
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—760218002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Odisha State Co-operative Bank in BERHAMPUR typically follows the RBI holiday calendar. Digital transfers via ORCB0001007 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While ORCB0001007 is the valid code for BERHAMPORE at BERHAMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Odisha State Co-operative Bank Branch List
- • BERHAMPUR IFSC Codes
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- • Bank Holiday in ODISHA
Financial Tools
- • GST Calculator Online
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Branch Context
- • BERHAMPORE Contact
- • Address of Odisha State Co-operative Bank
- • MICR Code Finder
- • ODISHA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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