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Nainital Bank

SITAPUR BRANCH

+915862270919

IFSC CODE
NTBL0SIT025
MICR Code 261184001
Branch Code SIT025
City / District SITAPUR
State UTTAR PRADESH
Office Address 14, JAIL ROAD, NEAR HUSSAIN ALI CHAURAHA, SITAPUR (U.P.) 261001
Phone +915862270919
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nainital Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SITAPUR branch of Nainital Bank, the code NTBL0SIT025 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NTBL0SIT025 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NTBL" represents Nainital Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SITAPUR

Payment Systems Supported by NTBL0SIT025

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—261184001—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nainital Bank in SITAPUR typically follows the RBI holiday calendar. Digital transfers via NTBL0SIT025 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NTBL0SIT025 is the valid code for SITAPUR at SITAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SITAPUR Contact
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  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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