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Nainital Bank

PRATAPPUR, KASHIPUR BRANCH

+917217016175

IFSC CODE
NTBL0KAS158
MICR Code 244184206
Branch Code KAS158
City / District PRATAPUR KASHIPUR
State UTTARAKHAND
Office Address THE NAINITAL BANK LIMITED, VILLAGE DHANAURI PATTI, P.O.-PRATAPPUR, TEHSIL KASHIPUR, US NAGAR, UTTARAKHAND-244713
Phone +917217016175
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Understanding IFSC Code: The Digital DNA of Nainital Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the PRATAPPUR, KASHIPUR branch of Nainital Bank, the code NTBL0KAS158 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NTBL0KAS158 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NTBL" represents Nainital Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for PRATAPPUR, KASHIPUR

Payment Systems Supported by NTBL0KAS158

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—244184206—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nainital Bank in PRATAPUR KASHIPUR typically follows the RBI holiday calendar. Digital transfers via NTBL0KAS158 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NTBL0KAS158 is the valid code for PRATAPPUR, KASHIPUR at PRATAPUR KASHIPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

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