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Nainital Bank

BULANDSHAHR BRANCH

+915732287319

IFSC CODE
NTBL0BUL048
MICR Code 203184048
Branch Code BUL048
City / District BULANDSHAHR
State UTTAR PRADESH
Office Address 171, CIVIL LINES, BULANDSHAHAR (U.P.) 203001
Phone +915732287319
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Nainital Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BULANDSHAHR branch of Nainital Bank, the code NTBL0BUL048 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NTBL0BUL048 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NTBL" represents Nainital Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BULANDSHAHR

Payment Systems Supported by NTBL0BUL048

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—203184048—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Nainital Bank in BULANDSHAHR typically follows the RBI holiday calendar. Digital transfers via NTBL0BUL048 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NTBL0BUL048 is the valid code for BULANDSHAHR at BULANDSHAHR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • BULANDSHAHR Contact
  • • Address of Nainital Bank
  • • MICR Code Finder
  • • UTTAR PRADESH Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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