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North East Small Finance Bank

MAWKYRWAT BRANCH

IFSC CODE
NESF0000239
MICR Code 793773103
Branch Code 000239
City / District MAWKYRWAT
State MEGHALAYA
Office Address PHOTTONGUM MAWKYRWAT NEAR CHC HOSPITAL,PIN CODE 793114
Phone Not Available
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Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the MAWKYRWAT branch of North East Small Finance Bank, the code NESF0000239 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000239 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for MAWKYRWAT

Payment Systems Supported by NESF0000239

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—793773103—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in MAWKYRWAT typically follows the RBI holiday calendar. Digital transfers via NESF0000239 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000239 is the valid code for MAWKYRWAT at MAWKYRWAT, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • MAWKYRWAT Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • MEGHALAYA Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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