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North East Small Finance Bank

NAXALBARI BRANCH

IFSC CODE
NESF0000210
MICR Code 734773004
Branch Code 000210
City / District NAXALBARI
State WEST BENGAL
Office Address NAXALBARI,P.O - NAXALBARI,P.S - NAXALBARI,DIST - DARJEELING,WEST BENGAL,PIN - 734429
Phone Not Available
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Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NAXALBARI branch of North East Small Finance Bank, the code NESF0000210 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000210 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NAXALBARI

Payment Systems Supported by NESF0000210

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—734773004—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in NAXALBARI typically follows the RBI holiday calendar. Digital transfers via NESF0000210 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000210 is the valid code for NAXALBARI at NAXALBARI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • NAXALBARI Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

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  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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