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North East Small Finance Bank

ALIPURDUAR BRANCH

IFSC CODE
NESF0000189
MICR Code 736773051
Branch Code 000189
City / District ALIPURDUAR
State WEST BENGAL
Office Address ALIPURDUAR,WARD NO -7,G.F ROAD( OPP.DOARS MOUNTAIN HOTEL),P.O - ALIPURDUAR,P.SALIPURDUAR
Phone Not Available
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Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the ALIPURDUAR branch of North East Small Finance Bank, the code NESF0000189 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000189 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for ALIPURDUAR

Payment Systems Supported by NESF0000189

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—736773051—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in ALIPURDUAR typically follows the RBI holiday calendar. Digital transfers via NESF0000189 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000189 is the valid code for ALIPURDUAR at ALIPURDUAR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
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Branch Context

  • • ALIPURDUAR Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • WEST BENGAL Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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