Home / North East Small Finance Bank / DIGBOI
No

North East Small Finance Bank

DIGBOI BRANCH

IFSC CODE
NESF0000186
MICR Code 786773402
Branch Code 000186
City / District DIGBOI
State ASSAM
Office Address DIGBOI,OLD LIC ROAD,NEAR MANIPURI HARI MANDIR,P.O - DIGBOI JUBLEE,P.S - DIGBOI,DIST - TINSUKIA,PIN-786173
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the DIGBOI branch of North East Small Finance Bank, the code NESF0000186 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000186 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for DIGBOI

Payment Systems Supported by NESF0000186

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—786773402—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in DIGBOI typically follows the RBI holiday calendar. Digital transfers via NESF0000186 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000186 is the valid code for DIGBOI at DIGBOI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

  • • North East Small Finance Bank Branch List
  • • DIGBOI IFSC Codes
  • • Swift Code for North East Small Finance Bank
  • • Bank Holiday in ASSAM

Financial Tools

  • • GST Calculator Online
  • • Personal Loan EMI Calc
  • • FD Interest Rates 2026
  • • Currency Converter

Branch Context

  • • DIGBOI Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

  • • Anand Design DevBox
  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

INDEXING TAGS: North East Small Finance Bank NESF0000186 code, find DIGBOI branch details, North East Small Finance Bank DIGBOI contact number, ASSAM bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for North East Small Finance Bank DIGBOI, online neft rtgs imps guide india, how to find ifsc code of North East Small Finance Bank.