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North East Small Finance Bank

SINGHITHANG ,NAMCHI BRANCH

IFSC CODE
NESF0000122
MICR Code 737773403
Branch Code 000122
City / District NAMCHI
State SIKKIM
Office Address KAZITAR NAMCHI SOUTH SIKKIM,P.O-NAMCHI,P.S-NAMCHI
Phone Not Available
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Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the SINGHITHANG ,NAMCHI branch of North East Small Finance Bank, the code NESF0000122 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000122 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for SINGHITHANG ,NAMCHI

Payment Systems Supported by NESF0000122

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—737773403—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in NAMCHI typically follows the RBI holiday calendar. Digital transfers via NESF0000122 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000122 is the valid code for SINGHITHANG ,NAMCHI at NAMCHI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

Related Searches

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Financial Tools

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Branch Context

  • • SINGHITHANG ,NAMCHI Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • SIKKIM Banking Circle

Platform Links

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  • • IFSC Finder v2.0

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