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North East Small Finance Bank

BISWANATH CHARIALI BRANCH

IFSC CODE
NESF0000052
MICR Code 784773202
Branch Code 000052
City / District BISWANATH CHARIALI
State ASSAM
Office Address 11 NO.KASHGAON,PO BISWANATH CHARIALI,PS BISWANATH CHARIALI,PIN-784176
Phone Not Available
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the BISWANATH CHARIALI branch of North East Small Finance Bank, the code NESF0000052 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000052 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for BISWANATH CHARIALI

Payment Systems Supported by NESF0000052

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—784773202—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in BISWANATH CHARIALI typically follows the RBI holiday calendar. Digital transfers via NESF0000052 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000052 is the valid code for BISWANATH CHARIALI at BISWANATH CHARIALI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

  • • BISWANATH CHARIALI Contact
  • • Address of North East Small Finance Bank
  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

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  • • SEO Performance Hub
  • • Webmaster Tools
  • • IFSC Finder v2.0

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