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North East Small Finance Bank

NORTH LAKHIMPUR BRANCH

IFSC CODE
NESF0000051
MICR Code 787773002
Branch Code 000051
City / District NORTH LAKHIMPUR
State ASSAM
Office Address WARD NO-7,NORTH LAKHIMPUR,PO.NORTH LAKHIMPUR,PS.NORTH LAKHIMPUR,DIST.LAKHIMPUR,ASSAM,PIN-787001
Phone Not Available
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Understanding IFSC Code: The Digital DNA of North East Small Finance Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the NORTH LAKHIMPUR branch of North East Small Finance Bank, the code NESF0000051 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the NESF0000051 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"NESF" represents North East Small Finance Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for NORTH LAKHIMPUR

Payment Systems Supported by NESF0000051

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—787773002—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The North East Small Finance Bank in NORTH LAKHIMPUR typically follows the RBI holiday calendar. Digital transfers via NESF0000051 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While NESF0000051 is the valid code for NORTH LAKHIMPUR at NORTH LAKHIMPUR, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Financial Tools

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Branch Context

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  • • MICR Code Finder
  • • ASSAM Banking Circle

Platform Links

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  • • Webmaster Tools
  • • IFSC Finder v2.0

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