National Bank for Agriculture and Development
HEAD OFFICE BRANCH
+912226530095
Understanding IFSC Code: The Digital DNA of National Bank for Agriculture and Development
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the HEAD OFFICE
branch of National Bank for Agriculture and Development, the code NBRD0000002 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the NBRD0000002 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"NBRD" represents National Bank for Agriculture and Development
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for HEAD OFFICE
Payment Systems Supported by NBRD0000002
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code——is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The National Bank for Agriculture and Development in MUMBAI typically follows the RBI holiday calendar. Digital transfers via NBRD0000002 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While NBRD0000002 is the valid code for HEAD OFFICE at MUMBAI, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • National Bank for Agriculture and Development Branch List
- • MUMBAI IFSC Codes
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- • Bank Holiday in MAHARASHTRA
Financial Tools
- • GST Calculator Online
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Branch Context
- • HEAD OFFICE Contact
- • Address of National Bank for Agriculture and Development
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
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