Mehsana Urban Co-operative Bank
SIDDHPUR CHAR RASTA-PATAN BRANCH
+912766226688
Understanding IFSC Code: The Digital DNA of Mehsana Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the SIDDHPUR CHAR RASTA-PATAN
branch of Mehsana Urban Co-operative Bank, the code MSNU0000043 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSNU0000043 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSNU" represents Mehsana Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for SIDDHPUR CHAR RASTA-PATAN
Payment Systems Supported by MSNU0000043
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—384313082—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mehsana Urban Co-operative Bank in PATAN typically follows the RBI holiday calendar. Digital transfers via MSNU0000043 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSNU0000043 is the valid code for SIDDHPUR CHAR RASTA-PATAN at PATAN, ensure the beneficiary name matches perfectly in your mobile banking app.
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Financial Tools
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Branch Context
- • SIDDHPUR CHAR RASTA-PATAN Contact
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Platform Links
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