Mehsana Urban Co-operative Bank
RAJKOT BRANCH
+912812588035
Understanding IFSC Code: The Digital DNA of Mehsana Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the RAJKOT
branch of Mehsana Urban Co-operative Bank, the code MSNU0000038 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSNU0000038 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSNU" represents Mehsana Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for RAJKOT
Payment Systems Supported by MSNU0000038
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—360313002—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mehsana Urban Co-operative Bank in RAJKOT typically follows the RBI holiday calendar. Digital transfers via MSNU0000038 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSNU0000038 is the valid code for RAJKOT at RAJKOT, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Mehsana Urban Co-operative Bank Branch List
- • RAJKOT IFSC Codes
- • Swift Code for Mehsana Urban Co-operative Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • RAJKOT Contact
- • Address of Mehsana Urban Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Mehsana Urban Co-operative Bank MSNU0000038 code, find RAJKOT branch details, Mehsana Urban Co-operative Bank RAJKOT contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Mehsana Urban Co-operative Bank RAJKOT, online neft rtgs imps guide india, how to find ifsc code of Mehsana Urban Co-operative Bank.