Mehsana Urban Co-operative Bank
KALOL BRANCH
+912764226270
Understanding IFSC Code: The Digital DNA of Mehsana Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the KALOL
branch of Mehsana Urban Co-operative Bank, the code MSNU0000012 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSNU0000012 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSNU" represents Mehsana Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for KALOL
Payment Systems Supported by MSNU0000012
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—380313004—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mehsana Urban Co-operative Bank in KALOL typically follows the RBI holiday calendar. Digital transfers via MSNU0000012 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSNU0000012 is the valid code for KALOL at KALOL, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
Related Searches
- • Mehsana Urban Co-operative Bank Branch List
- • KALOL IFSC Codes
- • Swift Code for Mehsana Urban Co-operative Bank
- • Bank Holiday in GUJARAT
Financial Tools
- • GST Calculator Online
- • Personal Loan EMI Calc
- • FD Interest Rates 2026
- • Currency Converter
Branch Context
- • KALOL Contact
- • Address of Mehsana Urban Co-operative Bank
- • MICR Code Finder
- • GUJARAT Banking Circle
Platform Links
- • Anand Design DevBox
- • SEO Performance Hub
- • Webmaster Tools
- • IFSC Finder v2.0
INDEXING TAGS: Mehsana Urban Co-operative Bank MSNU0000012 code, find KALOL branch details, Mehsana Urban Co-operative Bank KALOL contact number, GUJARAT bank ifsc list, anand design banking suite, ifsc finder 2026, free bank branch locator, micr code for Mehsana Urban Co-operative Bank KALOL, online neft rtgs imps guide india, how to find ifsc code of Mehsana Urban Co-operative Bank.