Mehsana Urban Co-operative Bank
Mehsana Urban Co-operative Bank IMPS BRANCH
+912762252681
Understanding IFSC Code: The Digital DNA of Mehsana Urban Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the Mehsana Urban Co-operative Bank IMPS
branch of Mehsana Urban Co-operative Bank, the code MSNU0000001 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSNU0000001 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSNU" represents Mehsana Urban Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for Mehsana Urban Co-operative Bank IMPS
Payment Systems Supported by MSNU0000001
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—384313001—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Mehsana Urban Co-operative Bank in MEHSANA typically follows the RBI holiday calendar. Digital transfers via MSNU0000001 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSNU0000001 is the valid code for Mehsana Urban Co-operative Bank IMPS at MEHSANA, ensure the beneficiary name matches perfectly in your mobile banking app.
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