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Maharashtra State Co-operative Bank

THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ASHTI BRANCH

+917156299008

IFSC CODE
MSCI0WDCC07
MICR Code 442805014
Branch Code WDCC07
City / District ASHTI
State MAHARASHTRA
Office Address NEAR SHAHID SMARAK, ASHTI, TAH ASHTI, DIST WARDHA PIN CODE-442202
Phone +917156299008
📍 View Branch on Google Maps

Understanding IFSC Code: The Digital DNA of Maharashtra State Co-operative Bank

When performing any digital transaction in India, the Indian Financial System Code (IFSC) acts as a critical identifier. For the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ASHTI branch of Maharashtra State Co-operative Bank, the code MSCI0WDCC07 ensures that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual errors. In an era of instant payments, having the correct IFSC is as important as the account number itself.

Anatomy of the MSCI0WDCC07 Code

An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:

First 4

Bank Identity

"MSCI" represents Maharashtra State Co-operative Bank

5th Digit

Control Character

Always '0' (Reserved for future use)

Last 6

Branch Locator

Unique code for THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ASHTI

Payment Systems Supported by MSCI0WDCC07

System Transfer Limit Processing Time
NEFT No Minimum (Up to ₹50 Lakhs+) Half-hourly batches (24x7)
RTGS Minimum ₹2 Lakhs Real-time settlement
IMPS Up to ₹5 Lakhs Instant (Mobile/P2P)

Why do you need the MICR Code?

While IFSC is for digital transfers, the Magnetic Ink Character Recognition (MICR) code—442805014—is primarily used for the processing and clearance of physical cheques. This 9-digit code helps in identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing faster and error-free.

Bank Holidays & Availability

The Maharashtra State Co-operative Bank in ASHTI typically follows the RBI holiday calendar. Digital transfers via MSCI0WDCC07 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.

Security Warning & Verification

Always verify the branch details before making a large payment. While MSCI0WDCC07 is the valid code for THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ASHTI at ASHTI, ensure the beneficiary name matches perfectly in your mobile banking app.

RBI Verified NEFT Enabled RTGS 24x7

Bank Search Indexing & Metadata

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Branch Context

  • • THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - ASHTI Contact
  • • Address of Maharashtra State Co-operative Bank
  • • MICR Code Finder
  • • MAHARASHTRA Banking Circle

Platform Links

  • • Anand Design DevBox
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  • • IFSC Finder v2.0

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