Maharashtra State Co-operative Bank
THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SAMUDRAPUR BRANCH
+917151225422
Understanding IFSC Code: The Digital DNA of Maharashtra State Co-operative Bank
When performing any digital transaction in India, the Indian Financial System Code
(IFSC) acts as a critical identifier. For the THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SAMUDRAPUR
branch of Maharashtra State Co-operative Bank, the code MSCI0WDCC05 ensures
that your funds are routed through the Reserve Bank of India's (RBI) structured network without manual
errors. In an era of instant payments, having the correct IFSC is as important as the account number
itself.
Anatomy of the MSCI0WDCC05 Code
An IFSC is an 11-character alphanumeric code. Let's break down the logic behind the code for this specific branch:
Bank Identity
"MSCI" represents Maharashtra State Co-operative Bank
Control Character
Always '0' (Reserved for future use)
Branch Locator
Unique code for THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SAMUDRAPUR
Payment Systems Supported by MSCI0WDCC05
| System | Transfer Limit | Processing Time |
|---|---|---|
| NEFT | No Minimum (Up to ₹50 Lakhs+) | Half-hourly batches (24x7) |
| RTGS | Minimum ₹2 Lakhs | Real-time settlement |
| IMPS | Up to ₹5 Lakhs | Instant (Mobile/P2P) |
Why do you need the MICR Code?
While IFSC is for digital transfers, the Magnetic Ink Character Recognition
(MICR) code—442805012—is primarily
used for the processing and clearance of physical cheques. This 9-digit code helps in
identifying the bank and branch during the Cheque Truncation System (CTS) cycle, making clearing
faster and error-free.
Bank Holidays & Availability
The Maharashtra State Co-operative Bank in SAMUDRAPUR typically follows the RBI holiday calendar. Digital transfers via MSCI0WDCC05 for NEFT/RTGS are now available 365 days a year, regardless of physical branch timings or Sunday closures.
Security Warning & Verification
Always verify the branch details before making a large payment. While MSCI0WDCC05 is the valid code for THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SAMUDRAPUR at SAMUDRAPUR, ensure the beneficiary name matches perfectly in your mobile banking app.
Bank Search Indexing & Metadata
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Financial Tools
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Branch Context
- • THE WARDHA DISTRICT CENTRAL COOPERATIVE BANK LTD., BRANCH - SAMUDRAPUR Contact
- • Address of Maharashtra State Co-operative Bank
- • MICR Code Finder
- • MAHARASHTRA Banking Circle
Platform Links
- • Anand Design DevBox
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- • Webmaster Tools
- • IFSC Finder v2.0
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